California’s Health Insurance Marketplace

Open Enrollment ends January 31, 2025. A need for long-term care can disrupt the best laid financial plans by causing you to have to use money set aside for other purposes to pay for care. You may have a retirement, savings, family home, and income property. Why would you want to use your assets that you have worked for all of your life, on a long-term care situation? Private health insurance does not cover long-term care.

Medicare may cover a maximum of 100 days after a hospital stay. If you have limited assets and income and relying on Medicaid, the state may take control of your remaining assets.

Insurance helps protect your family, property, and money and allows you to choose how and where you receive care, including in the comfort of your own home.